The Credit Decisioning module provides the underwriting team with a smart and comprehensive dashboard to streamline the decisioning process. The data and predictors included but not limited to are:
- CAP Data
- Customer Credit Data
- Customer Bank Data through Open Banking
- Customer KYC data through OCR
- Document relevant data captured through SMART capture and machine reading
- Any other data needed to support the decision process
The credit decisioning tool is directly integrated into the core lending system for ease of booking and managing the loans and leases.